Equity Release plans allow you to raise money from your property and give you and your spouse/partner the right to live in your home until both of you have died or moved into long term care. You have the option of a lump sum payment, a draw-down facility where you take further amounts as and when you want or a regular income.

Equity Release could make life more comfortable and enable you to fulfil your life dreams. The money you raise may pay for home improvements, clear debts and mortgages, or help your children or grandchildren get onto the property ladder. The list is endless!

A lifetime mortgage involves taking out a loan secured on your property, while home reversion involves selling all or part of your property. All Equity Release plans will pay you a lump sum, a series of lump sums and/or an income. It is important that you obtain unbiased, specialist advice from a Financial Services Authority regulated adviser.

Both Lifetime mortgage and Home Reversion plans are regulated by the Financial Services Authority (FSA).

For professional advice relevant to your own circumstances please complete the form on the right hand side of this page and an FSA regulated financial adviser will contact you.